Originally Posted by
tommyleo
(1) Of course, the card issued through Barclay's. But when I call about my MC, the agents only refer to my card as a "USAirways MasterCard". The agents never mention Barclay's in any way -- although they are likely working for Barclay's.
(2) See crunchie's reply.
(3) I was not charged 5% as a gratuity. I was charged 5% for using my MC. Again, see cruchie's reply.
If it was truly an illegal surcharge then dispute it through the bank's system and they'll overturn it or at least explain it. It's up to the bank, not US.