Originally Posted by
DKNYSprt95
Aside from that, if you have enough credit cards and dont plan on opening anymore, you can request a freeze on your account... meaning people cannot access your credit report (hence instant denial for credit) unless you unlock it. IMO thats the best way to protect credit, instead of trying to undo indentity theft with the "monitoring services". You can buy identity theft insurance these days but why bother.
I like this suggestion. According to expiran it costs $10 to freeze/unfreeze. So perhaps one can unfreeze it , apply for a half-dozen cards, then freeze it . I notice though if you apply for too many cards , you get the message 'Furthur processing is required at this time to approve your application' . Does that mean I would need to have my credit open till they do this 'furthur processing'?