Hi Chicagoariel,

Ditto everything mikeef said

It may be helpful to think in relation to the things you already pay for.

For example: When I’d buy gas for the car I’d use my debit card at the pump. That took care of them… they’re paid. Same thing at the grocery store. The wireless bill I’d go online and pay it directly from my checking account.

Then the rebates and cashbacks got me to thinking: I’m sitting here about to write this check for a hundred bucks to pay for my wireless bill. I could charge this to a card that’ll give me 5% back, and just make the check out to the card company (I usually pay my balances each month anyway). Since trying it, I’ve been saving money hand over fist (and getting mileage and points to boot).

Something to think about if you can score yourself a card with a good introductory rate, and a signup bonus.

Good luck and travel safely!