as if my previous story of crap1 locking my card abroad is not enough, today I found out that they have rejected my recent online payment thus making me late. I scheduled my payment 15 days ahead of the due date and my payment account has 50x of the amount needed to pay. Crap1 rejected the payment and imposed both a late fee and return check fee. And of course I am expecting interest to be tagged on my recent charges. Since I don't often have internet access abroad I only discover this unfortunate incident 2 days after due date (today).

I anticipate a long call and futile fight with their customer disservice department when I return home.