Originally Posted by
jamflyer
I like the SPG card, but due to a couple of cc promotion's spending have been diverted somewhat. I fly mostly AA and usually have enough FF points, plus after buying into into Marriott's timeshare, I am looking for more flexibility when it comes to getting flights. I think I have found it in the ThankYou Network (even after the recent devaluation). I am also giving cash back (Discover) a try.
For the next year or so my card spending will be:
Citi Premier Pass Elite (PPE) - Airfare, supermarkets, gas station, drugstore, monthly NJT train pass and parking. Will also use it for my to day purchases, but that will depend on my need to match flight points.
Discover - depending on their 5% cash back offer
Marriott Visa - Marriott related charges
SPG - depending on my flight points matching limits on the PPE
After a bit more research decided to give up the SPG (atleast for the next two years) and replace it with the Citi Amex Plat 5/3 TY Points for two years, no fee for a year and also free credit monitoring (replacing myfico $89 annual) was too hard to beat. Now the Citi Amex will be my everyday card (for the next two years). Also I am a Citigold and the fee on my PPE is waived.
Now if I can figure out a way to my Fidelity Plat Amex fee waived @:-)
So I called Amex to cancel the card and to my surprise, the two numbers on card is for their MR department and for *wood .
To make a long story short, they offered to convert my card to their cash back rewards card (5% for gas, groceries etc) and will keep the same account number, member since date and credit line. The whole thing would be transparent to the credit agencies (which was a concern for credit scores). So all in all it ended well. Now just got to wait for my statement to print next week and then I will call back (got a account manager's direct number).