FlyerTalk Forums - View Single Post - Swapping/Switching AMEX Reward Card Questions
Old Dec 6, 2007 | 9:17 am
  #8  
Happyguy
 
Join Date: Dec 2005
Location: PHL
Programs: US CP, SPG Gold
Posts: 111
Originally Posted by althes
Just send them a secure email and convert.
If you are not interested in the card you have now why take a credit hit for a new card.
I agree that applying for a new card will have a negative impact on his credit score but most likely the impact will be very small and temporary and will likely convert to a positive impact over time. Depending on op's credit profile and outstanding balances now and in the future, the extra available CL may significantly help his score.
Happyguy is offline