Originally Posted by
althes
Just send them a secure email and convert.
If you are not interested in the card you have now why take a credit hit for a new card.

I agree that applying for a new card will have a negative impact on his credit score but most likely the impact will be very small and temporary and will likely convert to a positive impact over time. Depending on op's credit profile and outstanding balances now and in the future, the extra available CL may significantly help his score.