Andy2, I will say in your defense that the 6 month requirement is not included in Ameritrade's promos. It is well hidden in the fine print.

[E*Trade made their 6 month requirement much plainer, which is the ONLY thing they did right.]

You did not play by the rules, so you lose the MP points. Caveat emptor, and hopefully your warning to others will be heeded.

Given the adage "innocent until proven guilty", I would not have said "defrauded".