Originally Posted by
Lurker1999
I did the math and ended up deciding the slightly greater return from Option 2 was not worth the trouble of providing a bunch of active credit card numbers to an unknown server.
From what it looks like [but I'm not 100% sure of this] you aren't required to put in your account number, just the bank name. Somewhere in the settlement documents it says if you don't put in your number they can't do the 3% refund, just 1%.
So you could withhold the numbers, and then if they don't like it and come back to you with a deficiency notice you can use the 45-day correction period to either give them the numbers or change which form you use.