i'm opting for choices but i'm curious what others would do.....
me: 45,467 eqm's and short 4,533 to reach 1p (tough year of flying so no 1k for me

)
options:
- redeem 50,000 choices for 5,000 eqms (choices balance: 53,919 & mp a/c balance: 640,000) and make 1p by +533 eqm's
- do a year end m/r
as i said, i'm gonna do choices (no brainer) as
$$$ is tight being out of work but i'm curious what others have done/would do.
yeah i know it's a rhetorical thread (and moderators, please feel free to close) but discussion is always fun