You want your cake and eat it too, like any decent FTer would. I told ya, it is doable but not "easy". Perhaps if you would reconsider and start a "5" from a cheaper place? A "5" would give you the best of both worlds: easy EXP and a good chunk of true F. Plus, by reaching EXP before the end of the OWE you get the chance of doing this is two parts, with a trip home in between, which opens up some interesting possibilities.