I am planning to move to Poland and am looking at the available miles-earning opportunities. I must say these are nowhere as wide as other countries seem to have, which is a shame.

So far I've come across only Citi Visa and Diners Club cards earning Miles & More points. But I've also noticed that HSBC which has recently entered Poland is offering a 0.5% cashback at the end of the year on all purchases with its cards (Visa/MC, IIRC).

Is this level normal? I personally was thinking that points would give more than the meagre 0.5%...