I have set my cards up to 'pay themselves' - electronically. The card company automatically deducts the full balance from my bank account on the due date (exactly). The autopay selection at the card's websites do not give choice of dates. I get email confirmation of the payment being made, and even check the accounts to verify that it's done. Now, here's the interesting part...it takes about 2-3 days for the debit to show up on my bank account. So I get a few extra days interest on the $, the account is paid in full, the card company keeps track of the payment, and I (rarely) think about it. The only thing that 'bugs' me, is the statement might say the bill is $5,325.; but if I've done any returns during the following billing cycle, they are deducted from that $5,325 (say $19.50 return) and the actual payment deducted from my bank account is $5,305.50. This messes up my accounting as I've already 'debited' the $5,325 from my paper records, and don't know the 'real' payment till date paid. It's more an annoyance than a problem, but it still beats trying to remember when payments are due (especially when traveling).