Well if you have the same worries as Skylink USA, then there are plenty of non-FF incentive cards out there. In addition to gas cards you can also get the Sony Card by Citibank. No annual fee, and you get points towards Sony products with every purchase. A lot of retailers (Barnes and Noble comes to mind) have similar cards. There is a recent thread on credit cards:

http://www.flyertalk.com/forum/Forum1/HTML/007324.html

Good luck!

yorock

[This message has been edited by yorock (edited 08-28-2002).]