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Old Aug 18, 2002 | 7:33 am
  #18  
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<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by burgerwars:
I asked for a credit report via Trans Union a few months ago. My score on it (similar to the Fair Isaac score) was 931 out of 934. That score alone should dispell the myth that having too many unused credit cards will hurt your credit record.</font>
You may want to go back and check your info. There are two main scores, Fair Isaac and Beacon. Both scores range from 300 to 850 - not 934. Even if there was a score that went to 934, it would be impossible to get a score within three points of perfect with hundreds of credit cards.

Having said that, it is true that moderate credit card switching will not have a huge impact on your score.

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