<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by craig5571:
[B]should I close the cards all at once? or spread it out over a period of months.. I dont have any plans to use them again..
[B]</font>
Closing them all at once will have zero negative impact on your score since they will be reported as voluntary closures. If the bank(s) were to close them for you..that's a different story. Since open un-used credit lines are viewed as contingent liabilty, if you are not using them nor have plans to use them - close them.
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