FlyerTalk Forums - View Single Post - Are annual fee cash back programs worth it?

Oct 30, 2007 | 9:29 am

#5

Beckles

Original Member and FlyerTalk Evangelist

Join Date: May 1998

Location: Kansas City, MO, USA

Programs: DL PM/MM, AA ExPlat, Hyatt Glob, HH Dia, National ECE, Hertz PC

Posts: 16,619

Quote:

Originally Posted by lyiu18

My fave used to be the TimesPoints

I first found iDine from my Chase credit card, the offer is your first $29 earning will be treat as membership fee, then you will get full benefit. Compare to Rewards Network own $49 fee, this is better. However, I found TimesPoints this year, which is no fee and full benefit (i.e. up to 20% cash back). Unfortornately, TimesPoints is already discontinued. However, it gives a special offer here, one year fee, then first $19 will be membership fee. Here is the link

http://www.rewardsnetwork.com/?campaignCd=NYRN Offer Expire 12/31/2007

I didn't dine out much, and I am in small city, where not much paticipate places, so I just use Upromise, which is only upto 8%...

I checked some airline one, it is upto 10 points, is that really good?

Thanks for the info on the cash back programs, the cash back is about equal to the standard earnings for the various airline programs (i.e., 10 miles per dollar once you've dined 12 times in a year period), but there are typically a wide variety of airline bonuses throughout the year that make it much more lucrative.

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