Originally Posted by curbcrusher

If your goal is maintaining CP, I advise doing the entire deal as you describe, but bank the points with Choice instead of pushing everything ASAP to RR. When next October rolls around, push over just enough Choice points to put you over the top for CP renewal. After the next CP is issued, then push over the rest.

Remember, any credits earned over the 100 required for CP in the 12-month qualification period do not count toward your next CP. Hence my advice to bank and convert as needed.

Now, if valuation or redemption changes come down the pike, you may be forced to convert it all at once, but that is just speculation at this time.