Originally Posted by
2travelfar
Cannot confirm due to ING Electric Orange ATM locator is for USA only. If the ATM is 'ALLPOINT' then it would be free; no way to verify that ATM used was "ALLPOINT". Electric Orange ATM use is free with "ALLPOINT" or if fees are charged by ATM owner, fees are refunded to cardholder. From Electric Orange Terms of Service: "If you use your EO card to make cash withdrawals or purchases in foreign currencies ("foreign transactions") we may charge you up to 2.00% of the amount of each foreign transaction after it is converted to U.S. Dollars by MasterCard®. We reserve the right to charge additional fees at a later time and will notify you as required by law if we do so."
Thanks, but Allpoint doesn't exist outside the US and is in any event irrelevant to the question, since the Allpoint network only affects whether ATM-owner fees are imposed--not Mastercard or ING fees.
We noted on the wiki the information you quote: that ING says they charge up to 2% (presumably in addition to the 1% MC fee for a total conversion charge of 3%). An anonymous editor said on the wiki the other day that (s)he had used an Electric Orange card to withdraw cash in Israel and was not charged the extra 2%. I'm asking if somebody else who has actually used their Electric Orange ATM card outside the US can confirm whether or not this is actually true. What was the amount and date of the withdrawal? What was the conversion rate? Was there a line-item conversion fee in addition to the withdrawal in your account history? We need details, folks!