Originally Posted by
Explore SE Asia
I expect that in the next 90 days my ATM FX conversion fee will go from 0% to the 3% ING charges. Due to my travel patterns, the ATM conversion fee and ATM fees have a far greater impact than a low FX fee credit card. I am considering Everbank (1% FX fee). Any recommendations ?
If you get a regular ATM card from BankDirect, there is no ATM international surcharge and no foreign exchange fee. If you get a Visa Checkcard, I'm told you will pay a 1% foreign exchange fee charged by Visa. In both cases, when using the card in the US, if another bank charges you an ATM fee, BankDirect will reimburse up to $2.50, 4 times per statement.
I still have BankDirect referrals if anyone wants one.
1k AA miles for being referred, 5k for direct deposit, 2k for bill pay for a year, 1k for opening the account. You can put $500 initial funding on visa/mc as a purchase. Also earn 100 miles per month per $1000 balance.