Originally Posted by
EchoVictor
Don't forget that deposits are typically one of a consumer bank's largest liabilities. Loans that a bank have issued are it's assets. It's kind of backwards to think that way, but it's the way it works, trust me!
not necesseraily.
deposit is a liability only if its used as loan. Hence its a wash.
deposits for a bank that are not matched to a loan is known as an asset payable on command.
BTW, let me teach you something if you dont already know: you aware that the Federal Reserve is a private bank?
Lastly the FDIC has no authority to shut nobody. The OTS does.