FlyerTalk Forums - View Single Post - Charge Cards: Hard to Get?
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Old Sep 27, 2007, 7:42 am
  #7  
gprobert
 
Join Date: Sep 2007
Location: MAN
Programs: BA Blue; VS Silver; BD Silver; HHonors Diamond; SPG Gold; Radisson Silver; Hertz #1 Club Gold; Avis
Posts: 44
I wouldn't say that charge cards or specifically AmEx charge cards are particularly hard to get, it's just that they demand quite a high criteria. For example excellent payment and credit history, a certain level of household income etc.

Personally, I don't find it difficult to control my spending on cards and so it's probably easier for me to build up a good credit history as a result. I haven't missed a payment and pay off my statement in full whether it be a credit or charge card. I'm sure this helps my credit score.

I'm 20, so not much older than the OP and have AmEx's Platinum Charge Card. I knew I didn't have a poor credit history when I had the Green Card, but I was a bit surprised when AmEx invited me to become a Platinum Cardmember.

If I were you, I'd carry on building up your credit history by using other cards (sensibly!) and then re-apply in a year. I don't think you'll have a problem getting a Green card then if you have a good credit history.
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