On cashing in Savings Bonds, it appears that you need to hold them 6 months before cashing. Is that correct?

From http://www.savingsbonds.com/cashin3.cfm ...

REQUIREMENTS FOR REDEMPTION Most financial Institutions will cash-in (redeem) your bonds.

* The bond must be at least six months old.

* You must be the owner, co-owner or entitled individual

* If you are the beneficiary, you must show proof that you are entitled to cash the bond and death certificate).

* You can cash in a bond for your child - bring identification such as a birth certificate (see identification info below)

* Your bonds may have to be sent to a Federal Reserve Bank which could delay getting cash.

* You can no longer walk into a Federal Reserve Bank for service. Transactions are done via electronically or by mail.