Originally Posted by
PanAm330
Are charge cards difficult to get, or was this just a one-off thing?
If you already have one Amex card then that may be the reason they turned you down. You could contact them and ask it you can convert your existing card to a charge card - if that's what you want.
To be honest, at 19 years old I would recommend a credit card so you can spread your payments if you charge too much in one month. It creates a black mark in your credit history (and you can do without this) if you fail to pay off your charge card IN FULL every month.