I'm only 19, and in March (when I was 18), I got approved for an SPG Amex. Recently, I've tried to convert it to a Charge card (which resulted in my embarrassment for not checking prior to calling
). So, I bit the bullet and applied for a Green card (thinking it was easiest to get approved for), and was subsequently denied. Are charge cards difficult to get, or was this just a one-off thing? Should I just wait another year (I don't want to
) and see if a longer credit history does the job? Thanks everyone!