In principle the rental company would not care if the renter has insurance, and has no obligation to accept an insurance offer as full payment. However, I wonder if the rental companies are intentionally playing rough with the insurers who write credit card policies because it diminishes their ability to sell waivers?
I think this is the reason... they just want to make a few more bucks from
each incident.
Not sure how the personal (primary) car insurance company will handle this..
never had to use them for this.
Originally Posted by
awake
Wirelessly posted (BlackBerry8830/4.2.2 Profile/MIDP-2.0 Configuration/CLDC-1.1 VendorID/105)
I will just use my Citi Professional card which provides primary coverage through MasterCard's program. I also get 3 pts per $ on car rentals with this card.
MasterCard's insurance will give you the same grief... and its not a primary
insurance for the rental cars. It will kick in only if you do not have a valid
personal car insurance.