So it sounds too me, if you can enroll all the benefits into the Bus.Plat that Personal.Plat offers than this is a no brainer. I don't like the fact that you don't get the consumer protection on the bus. Plat as you will with the personal. Besides I don't think consumer protection on a credit card is such a huge deal unless you shop from some shaddy business or shop over seas. That being said, I can't imagine why anyone would pay more for the personal plat. when just about anyone could qualify for the bus.Plat and get all the same perks as the bus.plat or maybe I am missing something. Also, it seems that if you book through Amex Plat you are paying a higher price for hotel rooms and flights than if you were to call them directly/book online or go through expedia. Please let me know if I am off basis.

Thank you everyone.

Mr.Black