I have had a rpg card for about 6mon. My wife and I have spent roughly $65,000 thus far. The way it looks we will spend an average of 100k a year on this card. We use it for everything to help rack up points. The fee is $150 a year. It seems they keep sending a message on my account to upgrade to Plat. But they offer no such bonus points to upgrade and the yearly fee is $450 plus $150 for second card if I am correct. We go on vacation once a year and stay mostly at the Ritz or Fairmont. We do shop at Neimans and I know they offer the incircle rewards for Plat. users. We probaly just keep my Neimans card because they offer bonuses reward days. We probaly fly 2-3x's a year(nationally). Any suggestions?

Thank you.