I think that attacking DBaker is not needed and adds nothing, regardless of what you may think of him or his site.. Same goes for personal attacks on Randy.

The original question posed is still valid though. And I don't think the statements equating this to a "regular" insurance co. makes sense. It isn't. Insurance regulations are there for consumer protection, and this isn't an insurnace co., so they don't have to prove any sort of capitalization, etc.



[This message has been edited by BoSoxFan45 (edited 05-14-2002).]