Membership Rewards Express, offered with credit cards, such as Blue, Optima, The Knot, The Nest and some business credit cards. Express points cannot be transferred to airline or hotel programs, unless linked to a charge card that participates in one of the higher level programs.
I do not know if there is any difference in the Express redemption values if used for gift cards or merchandise.
I think I was getting it confused with the
previous program for the Amex
credit cards, MR Options. Wasn't the redemption value half the normal rate wih MR Options?