Originally Posted by
sdflyer04
Just got back from Rome, Paris, and London. I obtained a capital one card with 1% cash back based on reading this thread. The card worked perfectly. There was no currency exchange fee and capital one used the big bank exchange rate for each transaction. On top of all that, they gave me back 1%. We stopped in Canada on the way to Europe and even got the positive exchange rate there.
Overall, I was thrilled with the card. No fees, correct exchange rate, and 1% cash back. Can't get much better than that.
By the way, my ATM card also worked perfectly with no fees on either end.
sdflyer
Well put. Every experience I've had with my Capital One card has been similar.. and great. I would definitely say they are the best. I've made exact $ transactions on the same day with my Amex and Cap One and Cap One was atleast 2% less in USD. Similar experience with my Citibank and MBNA cards, Cap One was definitely leaps and bounds ahead.