I've been looking for a 0% FTF Mastercard or Visa that is a "premium" card allowing airline club/lounge access. I purchase quite a bit of stuff outside of the US and have it shipped to me.

Unfortunately, the vendors I use don't take AmEx or I could wait it out and eventually apply for the Citi Amex Chairman card, which I understand has a 0%FTF

I'm currently using the Merril+ card as I get lounge access after $50k of spending, but the 2% transaction fee is killing me.

I've looked at the wiki that has been compiled but nothing there seems to satisfy my above criteria. Annual fee is not a problem as long as it's a 0% FTF.

Thanks!