FlyerTalk Forums - View Single Post - Card advice, do I need anything else?

Aug 8, 2007 | 5:17 pm

#11

awake

Join Date: Mar 2007

Programs: DL Plat, AA Plat, HH Diamond, Marriott Gold, SPG Gold, AMEX Plat, Merrill+, Citi AMEX Chairman

Posts: 463

Quote:

Originally Posted by JimD2007

Currently I have

American Express Platinum
American Express Blue
BoA Visa Signature
Citicard Premiere Elite Mastercard World
Discover More (Platinum)
Merill Lynch + card

In the boards opinion, would this be a healthy mix of good cards? I think this will be my mix of cards for a long time to come, no need for anymore.

Thoughts?

Thanks

1. AMEX Platinum is good for lounge access if you fly DL/CO/NW a lot
2. Citi PP Elite is a good card for rewards, if you do not want to transfer to an airline
3. Discover More card is not too useful. I have one, but I keep it only for the credit history. It is 18 or so years old.
4. ML+ is great if you spend $50k to get the free AA/DL status. If you do this, why do you need AMEX Platinum?
5. Why do you need AMEX Blue? I might switch this to another AMEX card and collect the initial bonus, e.g. AMEX SPG, AMEX Hilton, AMEX DL or the Knot/the Nest (both of which have a 10,000 point bonus for spending level)

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