another example of killing the golden goose by piling on way beyond reasonable. We have moderators on the board, how about moderation in taking advantage of promotions and loopholes. The Goldpoints behavior reminds me of the charities (who collect clothes they sell for next to nothing to a for profit thrift store reseller) who call every number in the book every month. Both are examples of using a strip mining mentality to approach what should be handled with a much lighter touch.