Anaggie, what i was referring to was that if concierge is a big part of your decision in cards, CHAIRMAN would be the way to go. and you still get the PP too. In chairman, is is 100 fee for additional cardmembers if you want them to have full benefits (PP, etc). So in your opinion, the only thing about this card that is good is the way it looks(BLACK) because everything is basically the same besides concierge. Like i posted in the CHAIRMAN AMEX post, the CHAIRMAN card is based soley now on Customer service and the HIGH LEVEL CONCIERGE.