Question for all of you: I have several Citi credit cards, but no deposit accounts. So to manage my cards, I go to www.citicards.com.

I just signed up for a Citibank checking account, and it looks like I might be able to link my Citi credit cards in order to avoid monthly fees. However, it's a different login address (http://www.citibankonline.com).

How does it work for those of you who have both? Do you continue to use citicards.com to keep an eye on, and pay, your credit cards, and citibankonline.com for the other stuff? Or when you link them does everything get switched over to citibankonline?

If the latter is the case, is the interface the same? Can you still make payments with the stored bank info from those card accounts? Or does everything have to be paid with the Citibank checking account?

Sorry for the string of questions. I would like to get everything linked together, but I'm hesitant to change it if doing so will screw up the way I have things set up for my credit cards.