Originally Posted by
Kanu
Just got an email about the Germanwings Card, which is in my opinion pretty good. here the facts:
First, worldwide cash withdraw free of charge.
Second, no credit card fee of 6 €, booking at germanwings.com
Third, pretty high interest rate of 3,8% p.a. for balance on the current
Forth, 10 kg more free luggage, Preboarding function and on top a free of charge Boomerang Club membership (1€ turnover = 1 boomerang).
The annual fee of 19€ (1st year 0€) is pretty much ok if you consider all the advantages. In my opinion best credit card of an European airline, ..?
www.germanwings.com
With the exeption of the Germanwings-specific priviledges, it is exactly the same as the normal DKB-Cash offer by Deutsche Kreditbank (which is free, and which I already have). The only difference is that the Germanwings Card is a MasterCard, while the usual DKB Card is a Visa.
If you fly on Germanwings a lot, or even fairly often, the priviledges are probably worth the extra 19€ for the annual fee. For everyone else, the straigt-up DKB offer is probably better. I'll be sticking with my normal DKB card in any case.
Also, a word of caution: the withdrawals are only free if made from the credit card. If you withdraw money from the ec-/Maestro Card linked to the giro account, you will have to pay 4€ per withdrawal. Also, the 3,8% interest on your balance only applies to money parked in the credit card account - the giro account earns 0,5% p.a. interest.
But you're absolutely right, for someone who really is a frequent flyer of Germanwings, this is a really good offer, and quite possibly the best airline-affinity card offered in Europe (though perhaps the BA AMEX in the UK tops it).