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Old Jul 7, 2007 | 10:32 am
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tom911
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Originally Posted by Timfid
If you use an ATM you get hit for ATM fees (in addition to the rip-off 3% if you use a credit card in them.)
My experience is quite the opposite, and I travel quite a bit internationally. I can only recall one instance that I was charged a fee by a non-U.S. bank for getting cash at an ATM, and that was in Montreal. My home bank does not charge any fees for using foreign ATM's. I stopped carrying travelers checks 10 or more years ago and can't see the advantage in switching back.

I'm not sure why you would want to get a "cash advance". Isn't your ATM card linked to your checking account?
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