As a loyal TDCT trust customer who uses TD as my primary bank, I am a little pissed off with the iPod promotion since TD customers do not really qualify.

I left a sizable chunk of cash in my USD TD account for 5+ months when I got busy and forgot to move it into MM and I received only .25% interest or about $4 a month. Also we am getting dinged significantly on fees on our business accounts despite leaving some chunk of floats in our C$ and US$ checking accounts and getting no interest. It was a bit galling to be told that we did not qualify for the promo I had to really kick butt to get some fees waived and they are giving iPods away to entice other banks customers. Someone I know transferred a minimum account just to get the iPod and resold that for a profit and those are the type of people they are attracting partially where TDCT is taking their existing good customers for granted.