You should note that it may cost you $15 - $20 (or more if you have had you bank accuont open for less than 90 days) to transfer a bank account balance using the "Balance of Transfer" form used in the "Express Switch" program.

BTW, CIBC's Unlimited Chequing Account doesn't allow you to waive the fee it you maintain a minimum monthly balance. At TD and BMO their accounts/plans do.

*unless your a Super Elite the 15,000 aeroplan points isn't worth much more than US$150.