Hi,

I am also looking around for travel insurance but this underwriting issue confuses me a little.

It seems that AXA underwrites quite a few insurance policies - actually both Amex and M&S. So does that mean a cancellation will not be covered with any company underwritten by AXA?

I happen to be a firm believer in travel insurance as I have had cause to use them several times in my lifetime (accidents and health never yet for cancellation etc).

I would be more than happy to pay the right premium for the right product but even that does not seem to exist.

I would say that as a student (several/many years ago) I always found tSTA Travel insurance to be good for health/accident issues.

J