With the Thank You point fixed flight point option being devalued it sure makes the BOA Accolade Card look much better. And considering BOA will waive the annul fee and give you the same benfits with $200K assets vs $500K(possible discount and not full waiver) and BOA hard dollar limits being 50% higher for World Points fixed point redemtion. The only thing making Citi Thank You Program even worthwhile is the fact you can earn more than 1 point per dollar in many more places than with BOA card who only gives 2 points per dollar spent on travel expeness. Combine the flight points with the fact you can earn more than 1 point per dollar allows you earn a min of 2 points per dollar anywhere as long as you buy airline tickets.