Update called my PB and asked about card and told him some one on the interest posted he had the card etc.

If you are issued a "Charter Memeber" Card then you $5 million + in managed money via a retail SB branch. Charter Member Cards have no annual fee and are issued to all people who used to get free MC version which was old level called "Private Wealth Management" before Smith Barney got rid of all these levels at SB. SB retail branches now only have 3 levels Basic Customer under $100K, Prefered Client under $500K and Reserved Client over $500K.

Private Bank customers never were coded "Private Wealth Management" clients as Private Bank customers are commerial bank customers vs SB customers are brokerage and Managed Money clients.