I get depressed when I see how poorly my hard-earned dollars perform against many currencies, so I have decided to rely less heavily on my US cards, and to tap into some of my Euro accounts instead. I would appreciate advice on which bank's credit/debit cards are most suitable for this purpose. I currently have an ec/Maestro card for ATM transactions, and a Eurocard (from Comdirect and HVB). The fees are pretty outrageous -- can I do better?