Originally Posted by
writetorich
I may get flamed for this, but carrying a balance once in a while to give a consumer confidence on a large unexpected consumer purchase that is a very good unexpected deal, is not always the worst thing in the world.
What He Said, like this part:
Small business and self employed persons have fluctuations in income.
Carrying a balance short term is not necessarily indicative of living beyond one's means.
I only currently carry balances (small amounts, $14Gs, and that's something I can pay off if I want to right away) on my Blue 'cause it's got a 0% intro rate right now, but I have carried large business-related purchases on my 8.49% cards for a couple of months while I wait for my clients to pay invoices (and those of y'all not self-employed may not realize that some businesses don't always pay on-time).
It's not like Rich and I, et al. are the folks out there carrying month-to-month minimum payments on maxed-out CCs. Most everything else goes on the Plat anyway, and that
has to be paid off every month, lest Mr. Chenault send me a NastyGram.
