Hi, syed156, thank you for your recommendation! but alas, I probably hurt my credit score earlier this year by cancelling out most of the older cards at once. My oldest credit card now is the Citi card, from 2005. But fortunately I was still approved of the SPG card last month and Saks World Elite(yesterday night after no one had answered me..). well, now I'm really concerned about my credit score and I believe I should be stuck with these cards for at least a year or two. Anyways, I had never considered of Discover because of its limited availability, but More Card surely has some great benefits without annual fees. Chase Freedom Visa could be used as a back-up card when the More items change. All these cards seem better than the Citi Dividend card putting aside its Bonus Cash center. Anyway, if I open these cards all at once now I'd be hurting my credit scores again right? or is it better in the long-term as I'll have more overall credit line? I've already cut off my credit history upto 2005 you know..
[edit] Just found out that after 10/2007 Open Road will start limiting 5% cashback to $100 gas per month.