Originally Posted by
Marathon Man
Ahh, but you see, I had also opened the Citi e-checking and e-savings accounts with that 10k offer back in the winter and can easily transfer funds between all accounts and two CCs with them!
This is how I will pay much of it, but I also have income to cover some of it. I shall do a test of say $9.15 to see how fast it moves...
.
My understanding is, the Ultimate Saving has to be a standling alone account in order to avoid monthly maintenance fee without minimum balance. If you link it to any other Citibank account, you would have to maintain $6000 COMBINED balance in the "package" in order to avoid monthly maintenance fee in the Ultimate Saving. Otherwise, there is a 5.95 or 6.95? monthly for the Ultimate Saving. At least that was what has been discussed in length and verified with Citibank, according to posts on the related thread at FW.
That is why I wonder whether you can ACH out from Ultimate Saving to pay off the CC used to fund the account to begin with.