A FlyerTalk Posting Legend
Join Date: Dec 2000
Location: Potomac Falls, VA
Programs: AA Plat 2MM, MR Gold, Avis Pref
Posts: 41,109
I always thought that if you charge more than your credit limit in a month, you would get dinged with the OTL fee
eg.. 5000 limit, make a payment of 7000, hence a 2000 credit... however you do not have a 7000 credit limit for this particular month.. you still can only charge 5000 this month without going over the limit even though you would only owe 3000 on your statement.. is that a correct statement