an understanding that banging a drum (both in posting on FT and calling NW for their blessing) to get NW's attention to close said loopholes is counterproductive to your objectives and those of your fellow FT'ers. odd this is being said by a FT member with 3 posts to one with 6,956... (albeit i have used FT for years, i just have no post count because i find answers thru searching rather than posting duplicate questions, and every time i find a good deal, someone else has already posted it)