I got a Chase UA Visa for the 20K bonus-- it was just credited today.

I also received two checks- one for a 0.99% rate on transfers until november, and one for 4.99% for the life of the transfer.

The fine print says to please see my cardmember agreement for applicable transaction fees. I have no copy of this handy. I assume this is what you are refering to and this is ....?

thanks