Originally Posted by KathyWdrf

I wonder if the reason is that some users (take a look at the App-o-Rama threads at www.Fatwallet.com, for example) have been playing arbitrage games when they found low- or no-interest rate offers with these checks (and with balance transfers). Perhaps the banks decided to plug the loophole by removing the cap (and not coincidentally, blindsiding users who aren't so careful about reading the T&Cs).